Due to an increase in Cobb County‘s rating by the National Flood Insurance Program (NFIP), Cobb residents are eligible for a 15 percent discount for flood insurance. The discount takes effect in April.
“We are excited to announce this recognition and share an example of stormwater services currently funded by our customers’ water and sewer fees,” said Judy Jones, Director of Cobb County Water System (CCWS). “Cobb County is committed to providing quality stormwater management services and is pleased that our efforts to manage stormwater and protect and educate residents have resulted in a tangible benefit for so many local families.”
Why is flood insurance important?
With climate change exacerbating extreme weather events globally, flooding has become an increasingly common threat, rendering homes vulnerable to significant damage.
As unpredictable weather patterns persist, homeowners face heightened risks of property destruction and financial loss due to flooding.
Obtaining flood insurance is a crucial safeguard against such perils, providing homeowners with a layer of protection to mitigate the substantial costs of repairs and replacements in the aftermath of floods.
Without adequate coverage, homeowners may find themselves burdened with overwhelming expenses, jeopardizing their financial stability and ability to recover effectively from the devastating impacts of flooding.
What did Cobb County do to improve its rating?
Cobb County has been active in the NFIP’s Community Rating System (CRS) program for over thirty years. In 1997, it received a rating that resulted in a 10 percent discount for residents.
Now, according to a news release posted on the county’s website:
Cobb County’s rating improved recently after officials with NFIP assessed the Water System’s floodplain management activities.
This included acquiring land susceptible to flooding, widening stream buffers, creating dam breach zone mapping below Category I dams, and increasing public education through social media.
What is the National Flood Insurance Program (NFIP)
The National Flood Insurance Program (NFIP) is a federal program managed by the FEMA and available to the public from a network of more than 50 insurance companies and the NFIP Direct.
According to the FEMA website:
The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects.
Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.
How does a homeowner buy flood insurance?
You can buy flood insurance from the same agent who sells you home and car insurance. If you need help finding a provider, visit FloodSmart.gov/flood-insurance-provider or call the NFIP at 877-336-2627.
About Cobb County
Cobb County is the third most populous county in Georgia, smaller only than Fulton and Gwinnett counties.
Early History
The county was established in 1832, and is named after Thomas Willis Cobb, a U.S. Congressman, Senator, and Supreme Court judge. Cobb was formed from a portion of Cherokee County.
Marietta, the county seat, was incorporated in 1834, becoming a vital center for trade and governance.
Government Structure
Cobb County’s governance is anchored by the Board of Commissioners, consisting of a Chairman and four Commissioners. Each member is elected—the Chairwoman at large and the Commissioners from their respective districts. This body holds the dual role of enacting county policies and overseeing the administration of county services. The Chairwoman also has specific duties, such as presiding over board meetings and acting as the official county spokesperson.
Key Departments and Services
Cobb County’s government is organized into departments focusing on different aspects of community life. These include Public Safety, which encompasses police and fire services; Transportation, tasked with maintaining and improving roadways and public transit; Community Development, which handles zoning and land use; and Parks and Recreation, which manages public parks and community centers. Each department aims to fulfill its responsibilities efficiently, though effectiveness can vary based on funding, policy decisions, and community needs.
The current board is:
| Chairwoman | Lisa Cupid |
| District 1 Commissioner | Keli Gambrill |
| District 2 Commissioner | Jerica Richardson |
| District 3 Commissioner | JoAnn Birrell |
| District 4 Commissioner | Monique Sheffield |
The U.S. Census Bureau gives the following quick facts about the county:
| PeoplePopulation | |
| Population Estimates, July 1 2021, (V2021) | 766,802 |
| Population estimates base, April 1, 2020, (V2021) | 766,149 |
| Population, percent change – April 1, 2020 (estimates base) to July 1, 2021, (V2021) | 0.1% |
| Population, Census, April 1, 2020 | 766149 |
| Population, Census, April 1, 2010 | 688078 |
| Age and Sex | |
| Persons under 5 years, percent | 5.6% |
| Persons under 18 years, percent | 22.7% |
| Persons 65 years and over, percent | 13.3% |
| Female persons, percent | 51.3% |
| Race and Hispanic Origin | |
| White alone, percent | 61.7% |
| Black or African American alone, percent(a) | 29.2% |
| American Indian and Alaska Native alone, percent(a) | 0.5% |
| Asian alone, percent(a) | 5.7% |
| Native Hawaiian and Other Pacific Islander alone, percent(a) | 0.1% |
| Two or More Races, percent | 2.8% |
| Hispanic or Latino, percent(b) | 13.7% |
| White alone, not Hispanic or Latino, percent | 50.2% |
| Population Characteristics | |
| Veterans, 2016-2020 | 40562 |
| Foreign born persons, percent, 2016-2020 | 15.6% |
| Housing | |
| Housing units, July 1, 2021, (V2021) | 311450 |
| Owner-occupied housing unit rate, 2016-2020 | 65.8% |
| Median value of owner-occupied housing units, 2016-2020 | $273,900 |
| Median selected monthly owner costs -with a mortgage, 2016-2020 | $1,672 |
| Median selected monthly owner costs -without a mortgage, 2016-2020 | $474 |
| Median gross rent, 2016-2020 | $1,264 |
| Building permits, 2021 | 3247 |
| Families & Living Arrangements | |
| Households, 2016-2020 | 283359 |
| Persons per household, 2016-2020 | 2.63 |
| Living in same house 1 year ago, percent of persons age 1 year+, 2016-2020 | 84.6% |
| Language other than English spoken at home, percent of persons age 5 years+, 2016-2020 | 20.5% |
| Computer and Internet Use | |
| Households with a computer, percent, 2016-2020 | 97.2% |
| Households with a broadband Internet subscription, percent, 2016-2020 | 93.3% |
| Education | |
| High school graduate or higher, percent of persons age 25 years+, 2016-2020 | 92.6% |
| Bachelor’s degree or higher, percent of persons age 25 years+, 2016-2020 | 48.4% |
| Health | |
| With a disability, under age 65 years, percent, 2016-2020 | 6.2% |
| Persons without health insurance, under age 65 years, percent | 13.8% |
| Economy | |
| In civilian labor force, total, percent of population age 16 years+, 2016-2020 | 69.6% |
| In civilian labor force, female, percent of population age 16 years+, 2016-2020 | 64.3% |
| Total accommodation and food services sales, 2017 ($1,000)(c) | 2056579 |
| Total health care and social assistance receipts/revenue, 2017 ($1,000)(c) | 5569500 |
| Total transportation and warehousing receipts/revenue, 2017 ($1,000)(c) | 1536858 |
| Total retail sales, 2017 ($1,000)(c) | 18543691 |
| Total retail sales per capita, 2017(c) | $24,615 |
| Transportation | |
| Mean travel time to work (minutes), workers age 16 years+, 2016-2020 | 31.2 |
| Income & Poverty | |
| Median household income (in 2020 dollars), 2016-2020 | $80,830 |
| Per capita income in past 12 months (in 2020 dollars), 2016-2020 | $41,480 |
| Persons in poverty, percent | 9.2% |
| BusinessesBusinesses | |
| Total employer establishments, 2020 | 21492 |
| Total employment, 2020 | 358927 |
| Total annual payroll, 2020 ($1,000) | 21780372 |
| Total employment, percent change, 2019-2020 | -0.3% |
| Total nonemployer establishments, 2019 | 86497 |
| All employer firms, Reference year 2017 | 17066 |
| Men-owned employer firms, Reference year 2017 | 10386 |
| Women-owned employer firms, Reference year 2017 | 3537 |
| Minority-owned employer firms, Reference year 2017 | 3058 |
| Nonminority-owned employer firms, Reference year 2017 | 12177 |
| Veteran-owned employer firms, Reference year 2017 | 1204 |
| Nonveteran-owned employer firms, Reference year 2017 | 13909 |
| GeographyGeography | |
| Population per square mile, 2020 | 2254.8 |
| Population per square mile, 2010 | 2026.4 |
| Land area in square miles, 2020 | 339.78 |
| Land area in square miles, 2010 | 339.55 |
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